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In electrical and safety engineering, hazardous locations (HazLoc, pronounced haz·lōk) are places where fire or explosion hazards may exist. Sources of such hazards include gases, vapors, dust, fibers, and flyings, which are combustible or flammable. Electrical equipment installed in such locations can provide an ignition source, due to ...
The effects of climate change on extreme weather events is requiring the insurance industry in the United States to recalculate risk assessments for various insurance policies. [1] [2] From 1980 to 2005, private and federal government insurers in the United States paid $320 billion in constant 2005 dollars in claims (or about $499 billion in ...
The Köppen climate classification is one of the most widely used climate classification systems. It was first published by German-Russian climatologist Wladimir Köppen (1846–1940) in 1884, [ 1][ 2] with several later modifications by Köppen, notably in 1918 and 1936. [ 3][ 4] Later, German climatologist Rudolf Geiger (1894–1981 ...
Temperature. According to a 2021 report from The Nature Conservancy, the average daytime temperature in Illinois has increased by 1 to 2 °F (0.6 to 1.2 °C) over the historical average in the last 100 years. Additionally, the nighttime minimum temperatures are rising at a faster rate than the daytime high temperatures.
Vehicle insurance in the United States. Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage.
And in 1990, the U.S. enacted the Dolphin Safe label law, which the International Marine Mammal Project explains "permits the use of a Dolphin Safe tuna label only for tuna caught without any ...
How weather insurance is rated. Insurance companies rate weather insurance based on the weather peril date, the location of the event (city and state) and history of the weather peril that is being underwritten (temperature, rain, snow, etc.) as well as the size of the policy that is being insured.
TORRO scale. The TORRO tornado intensity scale (or T-Scale) is a scale measuring tornado intensity between T0 and T11. It was proposed by Terence Meaden of the Tornado and Storm Research Organisation (TORRO), a meteorological organisation in the United Kingdom, as an extension of the Beaufort scale .