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The effective interest rate ( EIR ), effective annual interest rate, annual equivalent rate ( AER) or simply effective rate is the percentage of interest on a loan or financial product if compound interest accumulates in periods different than a year. [ 1] It is the compound interest payable annually in arrears, based on the nominal interest rate.
Estimates on unemployment vary, it may have peaked anywhere from 8.2 to 18.4%. [28] Panic of 1896: December 1895 – June 1897 1 year 6 months 1 year 6 months −25.2% −20.8% The period of 1893–1897 is seen as a generally depressed cycle that had a short spurt of growth in the middle, following the Panic of 1893.
The English word Germany derives from the Latin Germania, which came into use after Julius Caesar adopted it for the peoples east of the Rhine. [13] The German term Deutschland, originally diutisciu land ('the German lands'), is derived from deutsch (cf. Dutch), descended from Old High German diutisc 'of the people' (from diot or diota 'people'), originally used to distinguish the language of ...
t. e. In the United States, academic grading commonly takes on the form of five, six or seven letter grades. Traditionally, the grades are A+, A, A−, B+, B, B−, C+, C, C−, D+, D, D− and F, with A+ being the highest and F being lowest. In some cases, grades can also be numerical. Numeric-to-letter-grade conversions generally vary from ...
The dew point of a given body of air is the temperature to which it must be cooled to become saturated with water vapor. This temperature depends on the pressure and water content of the air. When the air is cooled below the dew point, its moisture capacity is reduced and airborne water vapor will condense to form liquid water known as dew. [ 1]
eBay office in Toronto, Canada. eBay Inc. ( / ˈiːbeɪ / EE-bay, often stylized as ebay or Ebay) is an American multinational e-commerce company based in San Jose, California, that allows users to buy or view items via retail sales through online marketplaces and websites in 190 markets worldwide. Sales occur either via online auctions or "buy ...
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