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2. Is credit repair a scam? - AOL

   www.aol.com/finance/credit-repair-scam-214331002...

   There are reputable credit repair companies, but not every company offering credit repair services is legitimate. Warning signs of a credit repair scam include demanding payment upfront or ...

3. Is Paying for Credit Repair a Scam? - AOL

   www.aol.com/finance/paying-credit-repair-scam...

   Won't tell you your rights or explain what you can do for yourself for free. A legitimate credit counseling service will let you know that you can work on your credit report without anyone's help ...

4. Different credit repair options: How they work and how to choose

   www.aol.com/finance/different-types-credit...

   2. DIY credit repair. If you have the time and are fairly familiar with the process, DIY credit repair may be the best option for your wallet. DIY-ing your credit repair means you won’t be ...

5. Credit score - Wikipedia

   en.wikipedia.org/wiki/Credit_score

   The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0.

6. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   Credit score in the United States. A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [ 1] It is an inexpensive and main alternative to other forms of consumer loan underwriting . Lenders, such as banks and credit card companies, use credit scores to ...

7. Criticism of credit scoring systems in the United States

   en.wikipedia.org/wiki/Criticism_of_credit...

   Opacity: credit score technology is not transparent so consumers are unable to know why their credit scores are affected. The scoring system has also been critiqued as a form of classification to shape an individual's life-chances—a form of economic inequality. [11] Since the 1980s, neoliberal economic policy has created an inverse ...