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How to make Payments, Request a Payoff, Setup Automatic Payments, Payment Methods, Payoff Quote.
Online Payments. You can also make a one-time payment through your online account. Check out our Smart Calendar for important information about your due date, grace period, and more. Here’s a video on how it works and where to find it:
Payment Methods. We accept payments from: checking accounts; savings accounts; money market accounts; personal checks; money orders; and. cashier’s checks. Note: We do not accept debit or credit card payments at this time.
An escrow account is where funds are held to pay property tax and insurance bills on your behalf. If your loan is escrowed, a part of your mortgage payment goes into your escrow account every month.
Your grace period is a set number of days after your contractual due date when we’ll still accept your payment without charging a late fee. The number of days is outlined in your Note. Check your statement for the exact date when penalties and interest are added.
If there are any changes to your insurance policy or carrier, please let us know as soon as possible by sending us the Declarations Page. Visit www.mycoverageinfo.com/mrcooper and follow the simple instructions to upload your Declarations Page.
Insurance Claim Check Process. When a disaster strikes your home, your insurance company may issue an insurance claim check, which can also be called loss draft funds. A claim check is meant to cover various costs, including repairs.
Here’s how and where to mail your payment: Write a check or get a money order payable to “Mr. Cooper.”. Include the detachable coupon from the bottom of your latest monthly statement and your check or money order in an envelope addressed to: Mr. Cooper. PO Box 650783.
You can request a payoff quote through your online account. Depending on your loan, you may be eligible for an instant payoff quote. Otherwise, we will send your payoff quote by the delivery method you select within the timeframe provided.
Change your payment amount, bank account, or payment date in your AutoPay settings online at any time. New settings will take effect immediately.